NEW RELEASE: The Future of Banking in Kenya


Over the last decade, the banking environment in Kenya has experienced changes that have laid the foundation  for a revolution  in the financial services industry locally, regionally and globally.

 In 2005, Equity bank pioneered a paradigm shift in the Kenyan banking industry by introducing a model that focused on the unbanked population- a population considered "unbankable" because of their "bottom- of- the - pyramid" socioeconomic status. This marked the first  milestone of  the decade- a shift of focus from financial exclusion to financial inclusion.

There have been more milestones achieved in the banking sector and with the rapid change and embrace of technology,banking is becoming more and more dynamic and volatile.

This book, The Future of Banking in Kenya applies a "futures" approach to provide insight to industry leaders and professionals on likely changes in the banking industry both in Kenya and globally over the next 5 to 10 years.

There are also perspectives from industry experts i.e  Chief information officers, Financial sector experts,  Telecommunications experts, IT experts, and even bank customers on the future of the banking industry.

The author, Dr. Percy Opio, has over 10 years’ experience in the banking industry at management and senior management levels in the ICT department where he has provided information technology solutions and services to organizations ranging from start ups to large corporates.

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Call us on 0712 980 728 or 0712 133 471
                
                      or 

Visit any Text Book Centre Branch 

5 interesting facts about February 29

©iStockphoto.com/AntonioGuillem

1. All babies born on February 29 are called leapers or leaplings.
2. One out of almost 1500 babies  are born on Feb 29th.
3. The Honor Society of Leap Year Babies is a free club for those born on 29th Feb across the world. It has a membership of over 10,000 people.
4.  February 29 is the only day in four years that ladies are allowed to propose to men. Just once in 4 years!
5. Pope John Paul III was born on 29th Feb!

Bonus

 In the Ethiopian Calendar, an extra day is added to the last month of the year every 4 years. 

HAPPY BIRTHDAY LEAPLINGS 

The Praying Series In Kenya- Arba Publications

Text Book Centre- TRM Hosts one of our authors!

Text Book Centre is pleased to host yet another great Author who has served as a pastor at Nairobi Baptist Church for 30 years. He has written a book that offers practical help for individuals and families going through the suffering and pain that cancer brings. The Narratives shared are equally useful for couples in aiding  honest communication between them and preparing them to deal with challenges that could come their way.  Rev Gichinga lost his wife and best friend for 32 years and has put together a compelling read that unapologetically takes readers through their personal journey of love, suffering, bereavement, hope and eventual recovery. As a special offer all purchases of two copies will receive 10% discount and one free Gospel of St Luke NLT bible. Come and get yours signed at TRM on Sat 5th Dec 2015 between 1pm and 5pm.

Courtesy

When money speaks, let it not deceive you

Have you ever had a conversation with  money? And you agreed which amount will ensure you don't go hungry,  the other portion will take care of you in case of an emergency, the other ensure your landlord will not kick you out and of course the one that ensures you 'live' from day to day...

But is the possession of money all that one needs to live/survive/ carry on with day to day activities?

How about this...

"Human beings find it much easier and natural to trust mammon which they can see than God whom they cannot see.  Such trust in mammon even if it was just one percent is an idolatrous approach  that is sinful, because God hates all forms of idolatry. While the immobile and man made golden, wooden and creature idols tend to be mute and unable to promise anything, money is dangerous because it talks both to those who have it and those who don't. In both cases, Money pretends to be all powerful, able to secure those who have it, posing a more dangerous form of idolatry. 
A person begins to overcome the idolatry of mammon when he or she begins to exercise their faith by giving it up  to facilitate God's priorities at the expense of  personal ones. When a believer releases their treasure to take care of God's work first, i.e begins to store  up treasures in heaven, not minding about his or her own needs, he or she immediately initiates the process by which the spirit of self-centeredness  and idolatry is destroyed and creates room for the spirit of God  to take over to help enthrone God as provider and guide their growth into Christ-likeness."

 Reflections from The Grace of Giving-  By Oliver Kisaka

Call us on 0712980728 or 0712133471 to get your copy now!

Giving to the African Christian is a painful experience

That is provoking.

But think about it...

There are plaques in a number of our churches in Africa, laid strategically on buildings dauntlessly reading

 "...in recognition of XXX church in the UK, that has sponsored the construction of this cathedral..."

The fact that missionaries introduced  us to Christianity does not mean they are supposed to sustain it.

"It is unfortunate that we rely on funds raised by brethren in Europe and America to build our churches, cathedrals, and even send out children to school. The scriptures are not against partnership, in fact, they encourage it. But partnership means that we both have  a part to play. Africans cannot be engaged in ministry and claim to be effective when they are using funds raised in Europe and America.

Although the missionaries made effort to introduce Africans to giving, they repeatedly told them they were poor and only allowed them to bring the very least. The most prevalent perception of the American or European is that they are rich. The most consistent self perception of the average African, regardless of their status is 'I am poor"

This perspective is a curse that needs to be broken!"

 For more of these reflections, Get a copy of The Grace of Giving- Oliver Kisaka

Lets get it right; Questions on tithes and tithing.

"Giving has been so abused by a category of preachers, con-men and con -women for greed and personal gain that many do not wish to hear it. These preachers prey on people’s desperation, exploiting their meager resources using Gods name. In so doing, they tarnish a blessed privilege that God gave His people. Their activity has become so embarrassing that many well-meaning preachers avoid the subject of money and giving altogether."

- The Grace of Giving by Oliver Kisaka Simiyu.

·       Just how much should I give?

·       Should all my tithe just be directed to the church?

·       Are tithes 10% of my total income or my net income?

·        They say God loves a cheerful giver, do I have to wait till I find cheer to give?

·       Does God expect me to pay a 5% penalty for late payment of tithe as some churches dictate?

·       What's the approach to tithes. Do I PAY or GIVE tithes?

Oliver Simiyu Kisaka addresses all these questions in his book- The Grace of Giving.

 Call us on 0712980728 or 0712133471 to get your copy now!